About Tim

I have been working with First Commonwealth Mortgage since the summer of 2005.  I have worked with all loan types and have worked diligently to simplify the process for my clients, my Realtors, and everyone involved in the mortgage process. I have a proven track record of closing loans and overcoming obstacles head-on. If knowledge, experience, and excellent service are what you are looking for, please call me today! 

I have been married since August 2006. We have a Rescue Husky mix. We purchased our first home together in 2008. We purchased another home in 2019 while retaining our previous home. We have enjoyed our experience of homeownership and now Investment Property ownership with great pride and pleasure!

*Selfie was taken at the Manitou Incline in Manitou Springs, CO.  A grand total of 2744 stairs. Read about it here! 

Contact Tim

More Questions? Ready to get started? 

See all of my contact info right here! 

Lucky for you - I don't work bankers hours!
Lucky for me -  I don't have to wear a tie! 

You can use any of these phone numbers to reach me anytime! 
 

Our Office Location

12004 Shelbyville Road
Louisville, KY 40243
NMLS# 1401
Contact Information

(800) 283-7499 - Direct
(502) 354-3963 - Cell/Text
(800) 478-0458 - Fax
theyne@firstcm.net 
NMLS# 7411
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Products

Everything Mortgage!
Conventional
Jumbo
FHA
VA
USDA
Loan Terms from 8 to 30 Years!
Credit Scores down to 580 (AND scores of zero)
DSCR Product for Investment Properties
Bank Statement Programs
HELOCs and HELOANs! 
 
My License Info - NMLS #7411
AL License #51536, CA License #CA-DFPI7411, CO License #100512827, FL License #LO1407, GA License #26455,
ID License #MLO-2080007411, IN License #35560, KY License #15410, MD License #7411,
MN License #MN-MLO-7411, OH License #MLO-OH.7411, TN License #106472, VA License #MLO-4420VA

Testimonials

"Tim is great at what he does. His communication skills since day one and throughout the process was the best! This
is very important for a successful transaction and closing. I recommend him to anyone who needs a loan officer to
purchase their dream home. Tim is definitely a great option. He is on top of things and giving his best input during
the process, so that everything goes as smoothly as possible until closing is complete. Thank you Tim!"

— Review from Realtor in May 2021
"I had the privilege of working with Tim on a Mortgage loan for a mutual client.  As a Realtor, Tim has been the best lender that I have worked with so far.  He always was quick to respond to any questions or concerns from me or the client.  He seemed to always be available to help despite us being in different states with a time zone difference. Tim made this closing happen and in a timely manner. He was able to get the clear to close a week early.  During closing, Tim also received compliments from the closing attorney on how efficient he was during the whole loan process.  Would most definitely recommend him in the future." 
— Review from the Buyer’s Realtor - September 2021
"Tim is great at what he does. His communication skills since day one and throughout the process was the best! This is very important for a successful transaction and closing. I recommend him to anyone who needs a loan officer to purchase their dream home. Tim is definitely a great option. He is on top of things and giving his best input during the process so that everything goes as smoothly as possible until closing is complete. Thank you Tim!"


— Review from a Realtor in July 2021

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